Alcohol, Liver Health, and Long-Term Risk Profiles Many Midlife Adults Ask Insurers About
Alcohol, Liver Health, and Long-Term Risk Profiles Many Midlife Adults Ask Insurers About There's a particular knot in the stomach that forms when you're filling out a life insurance application in your forties or fifties. The questions seem designed to surface every health worry you've been pushing to the back of your mind. How much do you drink weekly? Have you ever been told your liver enzymes are elevated? Any family history of liver disease? Do you have metabolic syndrome? For adults whose relationship with alcohol has been perfectly ordinary by social standards — wine with dinner most evenings, drinks at social events, maybe heavier weekends — these questions suddenly reframe decades of normal behavior as potential underwriting red flags. The mortgage needs protecting. The kids' futures need securing. And now you're wondering whether those nightly glasses of wine are going to cost you coverage or spike your premiums into unaffordable territory. I...